Car finance options
Six ways to finance the next move.
Explore car loan options for a vehicle purchase, refinancing or business use, then check which options may suit your profile.
Product index
Find the description closest to your situation.
The quote process can help compare the details you provide with options available from the lender panel.
- Secured Car LoansUse an eligible vehicle as security and potentially access a lower rate.Explore
- Personal Car LoansAn alternative when a vehicle cannot be used as security.Explore
- Car RefinancingReplace a current car loan with a new loan, subject to the new lender's terms.Explore
- Used Car LoansLook for lenders that finance eligible vehicles across different ages.Explore
- Business Car LoansCompare available panel options for an eligible business vehicle.Explore
- Bad Credit LoansExplore available options when credit history is a challenge; lender criteria apply.Explore
A closer look
Secured car loans
A secured car loan uses an eligible vehicle as security. Depending on the lender and your circumstances, this may help you access a lower rate than some unsecured options.
GET STARTEDInstant. Personalised.
Access car loan rates from over 40 different lenders and get a personalised match.
Obtain an instant quote worry-free, as it won’t impact your credit score. Once you receive the quotes, you can compare their features before choosing whether to apply.
Tailored To Your Profile
Transparent Rates & Fees
Compare Car Loans is a car loan comparison and matching website. We’re here to guide you in discovering a loan that is suitable to your personal profile. We have access to many different lenders, so you can leave behind the hassle of comparing each lender on your own.
At Compare Car Loans, transparency is at the heart of what we do. We’re open about fees and the rates provided by our partner lenders, ensuring you have all the information you need to make an informed decision.
It starts with simply providing your basic details in our quote system. Swiftly access your best quotes from our network of lenders. Our platform matches your profile with our lender partners’ criteria to determine suitable loans and interest rates. After you input your details you’ll be instantly shown the best loan options from our panel of lenders based on your profile. From there, you can choose to apply with your preferred lender!
Acquiring a quote through Compare Car Loans means you can receive loan options tailored to your unique profile, all without any impact on your credit score. Our aim is to simplify the process of discovering fitting loan options that suit your circumstances. Plus, you can review the associated fees and rates before committing to the loan application.
Once you’ve chosen your preferred lender and submitted the loan application to Compare Car Loans, we’ll review your application to assess the likelihood of it being approved. If your application has a high chance of being accepted, with your consent, we’ll then share it to your chosen lender. During this application process a credit enquiry will be performed.
This approach is taken to protect your credit score, so you can view car loan quotes without having to make multiple enquiries to your credit file, until you’re ready to commit to a lender.
Accessing a loan quote through Compare Car Loans doesn’t require any documents. This means you can quickly compare options without the hassle of paperwork or uploading documents.
If you decide to proceed with a loan application after receiving your quote, the specific documents you’ll need may vary depending on your chosen lender and personal circumstances. However, the lender will likely ask for common documents like proof of income, identification, and proof of residence.
Yes, Compare Car Loans can be used for both new and used cars, including private sales.
As part of our quote process, you’ll be asked to provide details about the vehicle you wish to purchase, and we’ll provide you with loan options based on that information and your unique personal profile.
Yes, there may be lender fees if you choose to proceed with a loan. We are transparent about the lender rates and fees.
To read more about fees, visit our fees page.
Of course! If you have any concerns or questions, please do get in touch with us.
To contact us, visit our contact page.