Privacy Statement and Consent
PRIVACY STATEMENT AND CONSENT
This statement explains how we, HTT Group Pty Ltd T/as Compare Car Loans website (www.comparecarloans.ai), ABN 85 623 647 567, Australian Credit Licence 523124 (‘we’, ‘us’, ‘our’) collect, use and disclose personal information. It applies to persons who apply to for the credit assistance services we provide. When you sign below, you agree we can collect, hold, use and exchange personal information about you for these purposes. Your personal information will not be disclosed other than as set out in this Consent, unless we have your permission or we are permitted or required to do so by law.
What is Personal Information?
‘Personal Information’ is information or an opinion about an identifiable person or a person who is reasonably identifiable.
Common examples are an individual’s name, signature, address, telephone number, date of birth and bank account details. The Personal Information we may collect includes your personal information, contact information and credit information such as your credit history (including information about your past experiences with us and credit providers, the kinds of credit products you have had or sought, how you have managed your obligations, information contained in a credit report about you, and information about your credit worthiness based on a credit report about you.
Collection of Personal Information
We collect personal information from a variety of sources. We collect personal information from you when we provide our services to you.
Collection from other sources
You authorise us, on your behalf to make a request to access credit reporting information and credit eligibility information held by a credit reporting body.
Our current Credit Reporting Body (‘CRB’) is Equifax, and you can contact them by telephone on 1300 762 207 or email at [email protected]
We may also collect Personal Information about you from your employers, landlords or other relevant bodies such as finance companies and banks.
Collection of Personal Information about others
If you provide information to us about third parties, such as any guarantors or family members, you agree to notify them of that fact and the information in this Privacy Statement and Consent Form.
Collection under the law
We are also required by the National Consumer Credit Protection Act 2009 to collect personal information about you to learn about and verify your financial situation. For those purposes, we may disclose personal information to a CRB.
Purposes for which we collect information
We collect, hold and use Personal Information to:
- assess and verify your identity and your financial situation;
- assess the suitability of any person as a guarantor;
- provide Personal Information about you to a guarantor / applicant, or prospective guarantor / applicant;
- exchange your Personal Information with a CRB on your behalf;
- disclose your Personal Information to one or more credit provider(s) set out in the Schedule to arrange consumer credit or commercial credit;
- disclose your Personal Information to an insurer(s) to arrange any insurance you wish to obtain; and
- obtain from, and disclose to, another third party such as your employer, information about you that is reasonably necessary to arrange for finance and / or insurance.
If we cannot collect and use your Personal Information, or are unable to verify your identity, we may be unable to process the credit application.
Disclosure of your Personal Information
We may disclose and exchange your Personal Information with credit providers, potential credit providers and the issuers of any insurance products who are the subject of an application. We may also disclose personal information to others to verify that it is correct (for example an employer), our related bodies corporate, assignees, agents, contractors and external advisers; organisations for verifying your identity; your agents, advisers, guardians or attorneys; law enforcement, regulatory and government bodies; anyone who introduces you to us; any person we consider necessary to execute your instructions; guarantors and persons with whom you make a joint application; any financial institution to or from which a payment is made in relation to your application; and debt collection agencies.
We will not disclose your Personal Information, including your credit information, to overseas recipients.
Your right to access and correct your Personal Information
Our Privacy Policy contains information about your rights to access your Personal Information and seek correction of such information. Our Privacy Policy also contains information about how you may complain about a breach of the Australian Privacy Principles. To access and seek correction of your Personal Information, or make a complaint about privacy, you can contact us at:
- Phone: 1300 289 525
- Email: [email protected]
- Mail: Suite No. 1558, 17 Gould Road, Herston QLD 4006
Marketing
We, our related companies and our selected business partners would like to provide you, or the company of which you are a director, with direct marketing information about the products and services we believe you will be interested in. You can opt- out of receiving direct marketing communications from us at any time.
If you do not want to receive marketing information from us please email [email protected]
Electronic communications
If you provide us with an email address or mobile phone number, you consent to us using these electronic addresses to send you all communications which can be lawfully provided electronically. Electronic addresses must be regularly checked for notices or other communications from us. You also consent to us using these details to send, or make available to you to access, notices and documents – for example, a credit guide from credit provider(s) or a financial services guide and product disclosure statement from any insurer. You are responsible for ensuring that you maintain the appropriate software and hardware, to access, view, retrieve, print and save a copy of such documents.
We will no longer provide you with a hard- copy (i.e. electronic documents in paper form) unless we are legally obliged to do so. You must ensure that your email does not block our notices and communications. You must also ensure that your email address or mobile phone number remains current and we rely on you to notify us of any changes in those contact details. You should nominate an email address or mobile phone number which is only accessible by you, rather than, for example, one which is accessible by your work colleagues or family members. Your consent to electronic communication may be withdrawn at any time by notifying us via phone on 1300 289 525.
CREDIT PROVIDER SCHEDULE
CREDIT PROVIDER | ABN or ACN | WEBSITE ADDRESS |
Affordable Car Loans | 23 098 491 484 | |
Allied Credit Pty Ltd | 143 964 667 | |
Angle Finance | 603 303 126 | |
Australian and New Zealand Banking Group Ltd (ANZ) | 11 005 357 522 | |
Australia Motorcycle and Marine Finance | 85 603 969 875 | |
Australian Premier Finance | 54 104 959 435 | www.australianpremierfinance.com.au |
Automotive Financial Services Pty Limited | 73 003 622 375 | |
Azora Asset Finance Pty Limited | 087 826 159 | www.azorafinance.com |
Bank of Melbourne | 33 007 457 141 | |
Bank of Queensland Limited | 32 009 656 740 | |
Banjo Loans | 601 130 527 | |
Bizcap AU Pty Ltd | 633 927 090 | |
Branded Financial Services | 27 004 013 334 | |
Capital Finance Australia Limited | 23 069 663 136 | |
Car Start Pty Ltd | 47 156 477 413 | www.carstart.com.au |
Commercial Equity Group | 67 009 509 077 | www.commercialequity.com.au/ |
Commonwealth Bank of Australia | 48 123 123 124 | |
Drive Finance | 70 078 429 151 | www.drivefinance.com.au |
Early Pay Ltd | 098 952 277 | |
Evergreen Finance Company Pty Ltd | 35 126 481 865 | |
Finance One | 80 139 719 903 | |
Finance One Commercial Pty Ltd | 18 634 900 548 | |
Firstmac Limited | 094 145 963 | |
Flex Fleet | 51 081 785 711 | |
flexicommercial Pty Ltd | 644 644 860 | |
FundIT Ltd | 601 130 527 | |
GC Leasing Melbourne Pty Ltd t/as Grenke | 75 615 220 196 | |
Get Capital Pty Ltd t/as Shift Finance | 149 390 625 | |
Greenlight Auto Finance | 39 131 507 474 | |
Group & General Finance Pty Ltd | 87 000 937 257 | www.groupandgeneral.com |
Grow Finance Group Pty Ltd | 80 613 082 698 | |
International Acceptance Group | 93 098 034 041 | www.theiagroup.com.au |
Ironcapital Group | 61 623 379 797 | www.ironcapital.com.au |
Judo Bank Pty Ltd | 11 615 995 581 | www.judo.bank |
Latitude Automotive Financial Services | 80 004 187 419 | |
Latitude Personal Finance Pty Ltd | 54 008 443 810 | |
Leasewise | 65 539 741 641 | |
Lumi Finance | 75 627 897 625 | www.lumi.com.au |
Macquarie Leasing Pty LtdFinanc | 46 008 583 542 | |
Miracle Car Finance Pty Ltd | 73 121 367 226 | |
Medfin Australia Pty Ltd | 89 070 811 148 | www.medfin.com.au |
Metro Finance Pty Ltd | 44 600 674 093 | |
MoneyMe Financial Group Pty Ltd t/as Auto Pay | 40 163 691 236 | |
Money Place Assets Pty Ltd | 64 601 045 578 | |
Money 3 Loans Pty Ltd | 108 979 406 | |
Morris Finance Ltd | 70 083 630 139 | www.morrisfinance.com.au |
Moula | 95 164 875 325 | www.moula.com.au |
Multipli | 12 130 240 443 | |
National Australia Bank Ltd | 12 004 044 937 | |
On Deck Capital Australia Pty Ltd | 603 753 215 | |
Orix | 79 002 992 681 | |
Pepper Money | 55 094 317 665 | |
Plenti RE Limited | 571 666 466 35 | |
Prospa | 47 154 775 667 | |
Quest Finance Australia Pty Ltdf | 17 625 126 641 | https://quest.finance/ |
R.A.C.V Finance Limited | 82 004 292 291 | |
Resimac Asset Finance Pty Limited | 93 098 034 041 | |
Rentfleet Operations Pty Ltd | 45 637 141 998 | www.rentfleet.com.au |
Scottish Pacific Business Finance Pty Ltd | 79 008 636 388 | |
Secure Funding Pty Ltd (Liberty) | 25 081 982 872 | |
Selfco Leasing | 099 591 616 | |
Silver Chef Rentals Pty Ltd | 33 112 241 522 | |
Society One | 151 627 977 | |
St George Bank | 33 007 457 141 | |
Swoosh Finance (Ausfinancial Pty Ltd) | 67 118 176 631 | |
Thorn Business Finance | 63 008 454 439 | |
Thornmoney Pty Ltd | 648 650 711 | |
TL Rentals Pty Ltd | 071 702 264 | |
Trailblazer Finance | 44 624 745 759 | www. trailblazerfinance.com.au |
True Pillars | 603 933 508 | |
UME Loans | 25 138 637 064 | www.umeloans.com.au |
United Loan Solutions Pty Ltd t/as Gedda Money | 611 343 572 | |
Vestone Capital Pty Ltd | 44 112 079 268 | https://vestonecapital.com/ |
Westpac Banking Corporation | 33 007 457 141 | |
Wingate Consumer Finance (Now Finance) | 158 703 612 | |
VW Financial Services Pty Ltd | 20 097 071 460 | |
Wisr Finance Pty Ltd | 119 503 221 |
ACKNOWLEDGMENT
By using our website below, as Applicant, I acknowledge and
- declare that I have read and understood this Privacy Statement and Consent;
- consent to the collection, use and disclosure of my Personal Information in accordance with this Privacy Statement and Consent, including the disclosure of my Personal Information to credit reporting bodies; and
- declare that, where I have provided Personal Information about another individual, I have the authority of that individual and they have been made aware of that fact and I have provided them with a copy of this Privacy Statement and Consent.